Require money to fund a project or purchase?
The loan that is personal 1.81per cent (APR: 1.85per cent) rather than 2.90per cent (APR 2.98per cent)Â
Reap the benefits of an rate that is exceptional1) until 31 August which will make work possible. Simulate and submit an application for your loan on line: from the absolute comfort of your property, in only a few presses!
Extra discount of 0.20percent for the power retrofitÂ
Preparing energy-saving renovations (temperature pump installation, boiler replacement, green roof, outside and interior insulation, etc. )? Â
Take advantage of an extra discount: your own personal loan at 1.61percent (APR: 1.65per cent).
Unsecured loan: an answer without any shocks
A loan that is personal1) is just a hassle-free selection for financing in the offing or unanticipated costs.
- From 2500 up to a optimum of EUR 75,000
- 12 to 60 months
- Fixed month-to-month repayments
- Versatile: you decide on the payment that is monthly that most readily useful fits you
Make an application for an individual loan online!
Currently litigant? Log in to the 100per cent safe internet Banking platform to try to get a unsecured loan on the web.
Perhaps not yet a customer? Perform an online loan calculation and application or e mail us. An consultant shall contact one to allow you to find the solution that most useful matches your preferences.
Energy loan that is retrofitting
Will you be planning power retrofitting work? Follow our guide! Â
Insurance coverage can protect the outstanding loan quantity in the big event of death
For greater protection also to protect your ones that are loved make an application for credit security insurance coverage.
This insurance will cover any remaining payments (subject to the conditions of the policy) in the event of death.
You are able to sign up for credit security insurance coverage for every of payday loans Louisiana your customer loans: personal bank loan, OptiLine credit center and/or Réserve Privilège.  Â
Protect purchases that are unexpected access a money book on demand
Each of which are tailored to your financial situation at BGLÂ BNPÂ Paribas, we have a range of solutions to meet your financing needs.
Must you make an unforeseen purchase? To pay for an expense that is unexpected buy for yourself one thing unique, use the OptiLine credit center.
You are able to sign up to the Réserve PrivilègeÂ. This will be a money book which can be used at any right time without justification.
Faq’s
Can I be charged an management cost whenever I remove a personal bank loan?
There aren’t any management charges at BGL BNP Paribas.
Do i must start a free account getting a loan that is personal?
Yes, starting a free account with BGLÂ BNPÂ Paribas is really a pre-requisite for acquiring that loan.
What’s the true point of pooling loans?
You must always ensure that your account has sufficient funds to complete each separate payment when you have multiple loans. By pooling your loans, you simply intend to make one repayment that is monthly. This will make handling your budget that is monthly that easier! Taking out fully your own loan enables you to fund a task and pool loans during the exact same time.
What taxation deductions have always been we eligible for?
At the most EURÂ 672 in debit interest on customer loans could be deducted as unique costs per individual per taxation household every year. Tax deductions concerning insurance fees are incorporated into this EURÂ 672 cap. Â
Tax deductibility differs in line with the situation that is personal of customer and it is susceptible to alter.
Can that loan be repaid early?
You can easily spend a loan off early, but can be charged early payment charges set during the time the agreement is finalized.
(1) for loan of EUR 15,000 repayable over 48 months at a hard and fast rate of interest of 1.81per cent per year, you’d pay 48 instalments of EUR 324.19 (excluding optional insurance coverage). No application costs. APR Fixed percentage that is annual: 1.85per cent yearly (at the mercy of having to pay your wage into an “Essentiel†account held with your bank). Total balance due by the debtor: EUR 15,569.33.
The example that is hypothetical given to information purposes just and are not able to be viewed that loan offer and/or approval. The lender just isn’t accountable for this example or even for any choices made according to this instance.
Provide at the mercy of conditions and terms and approval of one’s application by the bank.