Secured and short term loans for residents for the Southern and Midwest.
Finder.com’s score: 4 / 5.0
- Most readily useful for present areas Bank clients looking to keep their funds in one single destination.
- Choose something different should you want to borrow significantly more than $35,000.
Areas Bank personal loans isn’t available on Finder now.
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Max. Loan Amount
Details
- Details
- Contact information
| Product Name | Regions Bank individual loans |
|---|---|
| Min. Loan Amount | $2,000 |
| Max. Loan Amount | $50,000 |
| APR | 7.99% to 17.99percent |
| Interest Rate Type | Fixed |
| Late Fee | $38 |
| Loan Term | Up to 5 years |
| Phone number | 800-231-7493 |
|---|---|
| @AskRegions | |
| @RegionsBank |
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Rhys Subitch is an editor and writer at Finder who tackles subjects across the web site. The most up-to-date and curated info on all things finance with half a decade of experience researching, editing and writing for a Fortune 500 company, university and several independent publications, Rhys brings readers.
Rhys Subitch
Areas Bank is fantastic for present clients looking to keep their funds in a single destination — you must have a bank account because of the lender so that you can also qualify.
Its prices cap out reasonably low when compared with other loan providers — plus it does not charge an origination charge. It is additionally ideal if you’re preparation to secure your loan with security — it is possible to shave around 0.5per cent off your rate of interest by registering for autopay.
However the bank works on the third-party financing platform to process its applications. This implies there’s a possibility your loan won’t be funded by areas, but its partner Avant. It is additionally perhaps not really an idea that is good you will need to borrow more than $35,000 — where Regions’ unsecured loans cap away.
Don’t inhabit among the 15 states Regions solutions? Compare your other available choices below.
Professional review
Areas Bank is ideal for present clients looking to help keep their funds in a single spot — you must have a bank account because of the bank to be able to qualify even.
Its prices cap out relatively low when compared with other loan providers — plus it does not charge an origination cost. It is additionally ideal if you’re planning to secure your loan with security — you are able to shave around 0.5% off your interest by becoming a member of autopay.
But the bank runs on the lending that is third-party to process its applications. This implies there’s a possibility your loan won’t be funded by areas, but its partner Avant. It is additionally maybe not really an idea that is good you will need to borrow a lot more than $35,000 — where Regions’ personal loans cap away.
Don’t inhabit one of many 15 states areas solutions? Compare your additional options below.
Why you’ll trust this review
Why you’ll trust this review
At Finder, we value and respect our editorial liberty. We keep our reviews totally factual in order to utilize payday loans Minnesota them in order to make better choices. Although we possibly may get referral and revenue costs from marketing affiliate links, advertisers don’t accept our reviews.
First, am I eligible?
To borrow, you will need to generally meet with the criteria that are following a minimum:
- Be at minimum 18 years of age
- Have a areas Bank bank account
Unsecured loans typically have actually greater rates and more credit that is stringent than their secured counterparts. Nevertheless, areas Bank doesn’t list any minimal credit history or earnings demands on its web site.
Which states does Regions Bank solution?
Areas just lends to residents of the 15 states:
- Alabama
- Arkansas
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Mississippi
- Missouri
- Vermont
- Sc
- Tennessee
- Texas
- Unsecured and secured choices
- No origination or prepayment costs
- Autopay discount of 0.25% to 0.5% for secured loans
- Uses Avant as being a lending platform — so there’s an opportunity Regions won’t investment your loan
- Just for sale in 15 states
- Minimal optimum amount of $50,000
Compare other personal bank loan providers
We update our data frequently, but information can transform between updates. Confirm details with the provider you have in mind before carefully deciding.
How can I use?
Exactly just exactly What information do we need to use?
To perform the application, you’ll want to offer some fundamental information:
- Personal Security quantity
- Monthly earnings
- Month-to-month housing re re payment
Exactly just What goes on once we use?
You’ll see a preview of your prices centered on a soft pull of the credit. If you want what you see, you’ll carry on filling in the entire application. Approval choices may are available when a couple of minutes, and areas Bank are in contact with one to finalize your loan.
How can repayments make use of areas Bank?
You have got the choice of earning one-off re payments through your Regions bank-account or establishing automatic payments — which could suggest a price discount if you took away a secured loan. Whichever variety of loan you decided on, installing payments that are automatic it is possible to possibly avoid the $38 fee you’ll be charged for belated payments.
Keep attention in your loan stability and banking account. If you see something down, reach away to areas Bank client care as quickly as possible.
Prior to making a decision that is final invest some time and compare other providers with our guide to unsecured loans.
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Unsecured loan ratings
We determine top loan that is personal and price them any one to five stars centered on facets which are most significant for your requirements. These facets consist of: prices and costs, client reviews, loan amounts, loan borrower and processing experience.
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