Advance Pay from One Nevada is just a short-term loan system that costs significantly less than typical payday advances. We offer reduced prices, no application charges and loans as much as $1,500.
Compare Advance Pay to lenders that are typical
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You spend | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) |
||
Terms & Prices
Advance Pay
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
NOTICE OF STRAIGHT TO CONTACT ANY OFFICE ASSOCIATED WITH THE COMMISSIONER OF FINANCE INSTITUTIONS REGARDING ISSUES OR COMPLAINTS. TOLL-FREE IN NEVADA (866) 858-8951.
Finance fee and APR calculated considering a 14-day term.
Revised 4/24/15
SIGNIFICANT THINGS TO CONSIDER IF YOUR WANTING TO BORROW
Just just just exactly just How Payday Loans Perform: payday advances are short-term money loans often guaranteed because of the
borrower’s post-dated personal check. We don’t require a check that is post-dated. Loan payment is
deducted directly from your own account.
Pay day loan Terms: Loan quantities generally vary in quantities from $100 to $1,000. Normal
loan term is fourteen days. Prices normal 470% apr (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to
borrow $100 for two weeks.
Our less than normal APRs and finance costs are shown above.
Two-Week Due Date: payday advances normally have a two-week date that is due. In the event that you get earnings
just once 30 days, you may want to expand your loan two and sometimes even 3 x incurring extra
charges before getting your month-to-month check to cover the loan off. This can create your loan extremely
high priced. a various type of loan might be much better for you personally. Make use of our free monetary
guidance explained from the page that is next.
Financial obligation Traps:
pay day loans often trap customers in perform borrowing rounds because of the high expenses and incredibly repayment that is short. Borrowers typical 8-13 payday advances each year from the solitary loan provider. Almost 60% of all of the pay day loans are generally same-day renewals or brand brand brand new loans removed soon after paying down the previous loan. This means with time, pay day loan charges frequently surpass the initial loan quantity. Don’t get caught into the financial obligation trap. Benefit from free counseling that is financial below.
SIGNIFICANT DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The next relates to people in the armed forces and their dependents if: (a) at that time your loan is manufactured, you’re a working person in the army or perhaps you are a reliant of an energetic person in the armed forces (as those terms are defined within the Military Lending Act, 10 U.S.C. 987 and its own implementing laws); and (b) your loan is unsecured or secured by individual home you would not buy with all the profits for the loan.
- NOTICE: Federal legislation provides protections that are important people in the Armed Forces and their dependents associated with extensions of credit rating. As a whole, the expense of credit rating to an associate of this Armed Forces and his / her dependent may well not surpass a apr of 36 per cent. This price must consist of, as relevant into the credit account or transaction: the expense connected with credit insurance fees or financial obligation security charges; costs for ancillary items sold relating to the credit deal; any application cost charged (apart from specific application charges for certain credit transactions or records); and any involvement cost charged (except that specific involvement charges for a charge card account). To get this notice verbally, please phone 1-844-269-7201 during our normal company hours.
- This loan shall never be guaranteed by stocks or payday loans in Bedfordshire deposits in just about any of the reports until you particularly consent to establish a merchant account associated with this loan for which funds deposited following the loan is offered will secure this loan. Consequently, the next conditions within the Loan Agreement and Security Agreement don’t connect with this loan: “Contractual Pledge of Sharesâ€; any mention of the pledge of stocks, statutory liens, set-off, or administrative freeze included in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze†supply; the “Cross-Collateralization†provision to your degree it purports to cross-collateralize all of your other share or deposit reports with us.
- This loan is certainly not at the mercy of arbitration that is mandatory consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall perhaps perhaps maybe not connect with this loan.
- The louisiana-specific provisions contained in the Security Agreement do not apply to this loan if you are a Louisiana resident.
Member Notice: A short-term loan should really be useful for short-term economic requirements just, maybe maybe perhaps not really a long-lasting monetary solution. People with financial hardships can see Financial Management free of charge usage of education that is financial online tutorials.